Repo men

Repo-men were initially added to The Sims 4 in the Discover University expansion, but they are also in the base game as of patch 95. Repo-men will arrive to repossess a household's furniture after their water and electricity has been shut off for neglecting their bills. This will absolve their bills. However, this will not absolve them of their debt, and they still have to pay their loans. Until they do, repo-men will keep showing up each day.

Repo-men will also repossess a university student's furniture if they do not pay off any student loans they took out. If there is nothing to repossess, the repo-man will complain about it and leave, but they will return as soon as the household has something of value for them to take again. If the repo-men is about to take a valuable object, Sims can ask them not to take object and hope that they'll move to another object for repossession. Sims can also try to appeal to humanity, bribe with simoleons, or fight the man. If successful the repo-men will not repossess an object and leave the household.